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If you want to insure your vehicle or investigate life insurance, NerdWallet has a collection of tools that can simplify your decisions. Browse them all here:
Choose your state to see the average car insurance premium drivers pay.
MethodologyNerdWallet averaged rates for 40-year-old men and women for all ZIP codes in any of the 50 states and Washington, D.C., in which the insurer was one of the largest insurance companies (by premiums written). “Good drivers” had no moving violations on record and an insurance credit score considered “good” by each insurer; a “good driving” discount was included for this profile. Sample drivers had the following coverage limits:
$100,000 bodily injury liability coverage per person. $300,000 bodily injury liability coverage per crash. $50,000 property damage liability coverage per crash. $100,000 uninsured motorist bodily injury coverage per person. $300,000 uninsured motorist bodily injury coverage per crash. Collision coverage with $1,000 deductible. Comprehensive coverage with $1,000 deductible.We used a 2016 Toyota Camry LE in all cases and assumed 12,000 annual miles driven. In all cases, a paperless discount, e-signature discount and electronic funds transfer discount were automatically applied. These are sample rates generated through Quadrant Information Services. Your own rates will be different.
Enter your state and we'll show you the three cheapest car insurance options for good drivers.
Estimate your full coverage car insurance premium by entering your ZIP code.
Enter your ZIP code to find the average car insurance rate for your area. Rates are for policies that include full coverage for a 35-year-old driver with good credit and a clean driving record.
Average car insurance rate in your ZIP code:
Get StartedYou may be paying more than it's worth for comprehensive insurance. Plug in some numbers below to find out.
You may be paying more than it's worth for collision insurance. Plug in some numbers below to find out.
Get an estimate of your minimum-required coverage premium based on where you live.
Enter your state to find out what companies offer rideshare insurance where you live.
Enter your state and we'll show you the minimum car insurance coverage amounts it requires.
Enter a discount you want and we'll tell you which insurers offer it. (Or enter an insurer and we'll list the discounts it offers.)
Find out the effect your credit score has on your insurance rates, by state.
With so many different types of life insurance out there, it's hard to know where to start. Use this tool to help you figure out if you even need life insurance, and if so, which type of policy might be best.
Term life insurance is best for most people. But sometimes, permanent life insurance is the better fit. Not sure which one is right for you? Answer a few questions below to help you get started.
Answer these questions to approximate your total coverage needs.
Input some details about your life and we'll tell you which type of insurance is best for you.
Input a condition and we'll tell you how it could affect your rates in your state.
Here's how much money your family would need to replace your salary.
Calculate how much insurance coverage your family would need to cover your debts.
Just the basics, or go deluxe? We've got a calculation for that.
Your stuff may be worth more than you think. Estimate its value to determine how much personal property coverage you need on your homeowners policy.
Find your average home insurance rate based on your location.
Enter your state to see the three cheapest companies for renters insurance there.
Estimate the cost of your stuff to find out how much personal property coverage you need on your renters policy.
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